Cumberland Homesteads Tower Association

The Cumberland Homesteads project emerged from the New Deal era begun with the election of President Franklin D. Roosevelt in 1932 when the country was in the grip of the Great Depression.  President Roosevelt called a special session of Congress to enact a series of measures to deal directly with the severity of the economic decline that was affecting the lives of millions of people. 

During the fabled “100 Days” this congress enacted a major piece of legislation which was the omnibus National Recovery Act. In that act was an almost insignificant clause of a few lines which directed the President “for the aid of stranded areas” to set up a credit of $25,000,000.   Out of these words will come projects affecting thousands of lives.  On the basis of the law the President created the Federal Subsistence Homestead Corporation and soon subsistence farms projects were underway in several states.

Bob Lyons, the Cumberland county farm agent felt that this area had the needed land and was certainly a depressed area populated with people needing employment and hope for a better future.  Mr. Lyons was able to secure support from the Crossville business community, and thus an application was submitted for one of these projects to be located in Cumberland County.  It was approved and January 1934 saw the clearing begin on the 10,000 acres that had been purchased with the grant of $431,500 from the federal agency that was to oversee the project.  This money was also to cover the building of farm homes, out buildings, and roads. The project was to have farms of varying acreage, with modern homes having from two to four bedrooms.

The initial plan was that 60 percent of homesteaders be taken from Cumberland, Fentress, and Morgan counties.  The other 40 percent were expected to come from Bledsoe, Putnam, Rhea, Roane, Scott, and White counties.  Over 2000 families applied for the planned 252 available farms.

Applicants had to write for an application form.  When it was received an investigator would be assigned to interview the applicant to learn about family character, skills, work experience, and commitment to become a homesteader. The deportment of one’s children was also asked about.  The early plan called for about a two year “trial period” to determine if the person and family was suitable as a homesteader.

Many approved applicants were out of work coal miners, loggers, landless farmers, construction tradesmen, and some were from a “white collar” background.  Many additional men were employed on the project that were not designated to be owner of one of the farm homesteads. 

Eventually the 10,000 acres were cleared, the roads were built and the Cumberland Homesteads Project helped create a scenic area of Cumberland County featuring farms, pastures, orchards, modern homes, churches, and a school.

One major myth or fallacy that lingers over this monumental project is the persistent belief that these modern homes with their assigned acres were given, as in gifted, to the approved homesteaders.  This is NOT SO. 

In the early days of the project the men’s wages were fifty cents an hour.  When paid, the men received one-third in cash with the remaining two-thirds “returned” to the government as credit hours (sweat equity) to be credited to the eventual purchase of their homes and farms. The homesteaders worked on, somewhat blindly, for several years.  During this time the administration of the project was overseen by about five federal agencies.  Finally the homesteaders organized and were able to get answers to questions about ownership of the properties they had labored on so long.   Government agents and the homesteaders agreed to accept market values assigned by outside appraisers.  This allowed the homesteaders to know the market value of what they were working toward and thus could begin “for real” to pay for their homes, and initiate the process of obtaining the deeds to their farms. It is interesting to note that a house and farm of 20 to 25 acres was assessed at about $2,000.

In 1946 the federal government ended its involvement in the Cumberland Homesteads Project.  Deeds were given to the homesteaders who had paid for their homes and land.  The others were given five years to comply with the set purchase price.  It is believed that a small number of the original homesteaders chose to leave the project at that time.

This community of subsistence farms as envisioned by the Roosevelt administration, is often called the most successful of all those established under the original plan.  Jobs were generated, skilled workers emerged, productive farms and pastures were created, families built and had homes during those hard years.  Ties of neighborly love and kinship were forged that have lasted to the present time.  The homesteaders dealt with a hard life, a shortage of conveniences, and little money with an enthusiasm and willingness because they knew they were building a community where they would live, work, and raise their families.

(Crossville Chronicle article by Evelyn Hargis, 2009)


Visit the Military Museum and Shake Hands with the Past

The Military Museum is located in the restored 2nd Cumberland County Courthouse. Inside the Military Memorial Museum in downtown Crossville lay many artifacts that quietly speak volumes for bravery, honor and freedom. It's the kind of place old soldiers and those too young to know of war approach with an equal amount of awe, one revisting history and the other discovering it. With so many visitors enjoying their vacations in Cumberland County, the Military Museum, located at 20 South Main Street, is an educational gem everyone needs to experience.

The Museum features displays and artifacts associated with Cumberland County's involvement in military conflicts beginning with the War Between the States. There are exhibits of general interest from all American fought wars, including the Iraq War. The musuem was recently added to the Civil War Trails of Tennessee. The museum opened on Memorial Day 2004 by the now disbanded Cumberland County Historical and Genealogical Society. This museum displays the amazing heroic acts from the amazing men and women who have served in the Civil War, World War I, World War II, the Korean Conflict, the Vietnam War and both of the Iraqi wars, Desert Storm and Operation Enduring Freedom. 

If you would like to plan a visit, hours of operation are 10am to 3pm Monday thru Friday and 10am to 1pm on Saturday; the museum is closed on Sunday. The museum is run entirely on donations and grants. If you are interested in donating or becoming a part of the volunteer staff, call 931-788-1159 for more information. Please click on the link if you want to check out the Military Museum's website:

(some information provided by the Crossville Chronicle)

March is full of birthdays for our office! We wanted to say a huge Happy Birthday to Margo Carroll!! She is always there to help whenever someone needs it and we are beyond lucky that she is one of our agents!!

Happy Birthday to one of our amazing agents, Mrs. Annie Maddux! We hope your birthday is as amazing as you are!

Are you a first time homebuyer? Click on the picture below to find out how you can purchase a home for $0 down! Don't miss out on these low low rates! 

Image result for first time homebuyer

Congratulations to Margo Carroll on being recognized at the 2020 Weicherts Realtors Award Ceremony! In the year 2019 she was in an elite group of realtors that were recognized for their hardwork, dedication and achievement.  We are so blessed to have her as an agent. 

Image may contain: 2 people, people standing and suit

Thank you to everyone who came out and supported our Flamazing Open House Tour yesterday! We gave away prizes and our winners are listed below!

Echo Show 8: Sue Kitto

Willow Catering Gift Certificates:
Paula (no last name)
Judy Lynn
Deb Hunt
Pan Loxley

If you are one of our winners please head over to our Fairfield Glade office and collect your prize! 2691 Peavine Road.

Image may contain: outdoor

Our thoughts and prayers are with all of those families affected by last night's storms. If you are interested in helping volunteer, please let us know! 

Image may contain: house and outdoor

All Aboard for this Historic Happening Spot


One of the landmarks in Downtown Crossville is the Depot. In addition to a gift shop and a delightful meeting room and patio, the Caboose is a museum that has fascination for adults and children.


The railroad tracks to Crossville were built in 1900 and the first train of the Tennessee Central arrived in September of that year. The building of the Crossville Depot was not complete, so a boxcar served as the station until the main building was built. For years, the Depot was described as "the happening spot" for the many trains and people making Crossville a highly successful town exporting rock and timber, rich in goods, and increasing number of visitors and travelers.


In 1925, on Valentine's Day, the original Crossville Depot burned down. The community was quick to re-build it across the tracks from where it first stood. The new Crossville Depot building at its current location was finished in May of the following year.


Over the years the Depot was the arrival-and-departure happening spot for both ordinary and famous people. Three of the famous people were Dr. May Cravath Wharton (the Doctor Woman of the Cumberland's, founder of Cumberland General Hospital and Uplands Village in Pleasant Hill and of Cumberland Medical Center), Alvin C. York (World War I Metal of Honor), and First Lady Eleanor Roosevelt (to visit the Cumberland Homesteads).


In the early 1980s, for various economic and social reasons, the railroad stopped running and the Crossville tracks were removed. The Depot, then owned by the state, was not maintained for many years and fell into ruin.


In 1996, the local community, led by Bob Patton, began a renovation project with the three Rotary Clubs of Cumberland County and many others of the community. The state government turned the Depot over to the City of Crossville who leased it to the Rotary Foundation to manage the Depot as a "community service project." Larry Doster, owner of the Crossville Trophy & Gifts Shop on Main Street, became the "manager-and-scheduler" of the Depot, a position he and his wife Chris held for 17 years. According to Larry, "the rental rate was set low so people could easily rent it for family and community events." Larry continued, "In my experience, about 75% of the meeting room events are family oriented, 25% are organizations, businesses, or churches." Larry reported that he never owned a model train himself, but he put one into the Depot Gift Shop. "Actually, prisoners figured out how to install the tracks so that the train would not jump the track as it rounded the curves."


Larry and Chris left the Depot management after 17 years, to spend more time with family and grandchildren.


In August 2014, the City of Crossville awarded the management contract to the C.A.T.S. Gallery (Cumberland Artists of Tennessee Studio - Gallery). The C.A.T.S. group ran the Depot until the summer of 2018, when they notified the City they were disbanding as an organization.


The Crossville City Council voted to take over the operation of the Depot. It now functions as a mini-welcome center with information about activities / events and organizations and businesses of Crossville. The gift shop features "Made in Tennessee" products. The meeting room got a makeover with a new hardwood floor as well as several other improvements. This space is scheduled for many community and private events. The Caboose, which was renovated by volunteers of Downtown Crossville Inc., is open during all of the Depot hours for the public to enjoy.

The Depot is open Tuesday through Friday, and a half day Saturday, as well as for special events. To schedule the meeting room, call 931-456-2586.

Image result for real estate tips


14 Productive Things To Do On A Rainy Day

If you have lived in Crossville for a while then you have noticed that our weather is a little unpredicable. One day it is 60 degrees and sunny, the next couple of days you have flash flood warnigns and then you finish off the week with 2 inches of snow. You have got to love living here! With the weather being as crazy as it has been lately we thought it would be a good idea to give you a list of things you can do on rainy days like today. 

1. Pack Up a Box to Donate

I know I am guilty of being a little bit of a hoarder. So, going through my house and picking out things to donate is at the top of my list. 

2. Start a Budget/Reassess Your Current One

We are already in to February so if you haven't started a budget for 2020 this would be the perfect time to do so! 

3. Read Something

I am a lover of all books, even though mystery is my favorite. There is nothing better to do on a rainy day then curl up with a good book and cup of tea. 

4. Meal Prep/Cook Something 

Make a homemade meal or do some prep cooking to get ready for the week! 

5. Catch Up With Your Loved Ones

We often get so busy that we forget to check in on our loved ones. Make a point to do that while you are at the house waiting for the rain to stop. 

6. Start a Side Hustle

There are so many side hustles these days, take a look at PennyHoarder to get some ideas.

7. Learn Something New

Whether is it watching a new Netflix documentary or taking an online course. Challenge yourself and learn something new. 

8. Find a Way to Invest In Yourself

Investing in yourself is one of the most important and beneficial investments you can make. There are so many easy ways to start the process. 

9. Relax

Stress has a nasty way of taking over our lives and overwhelming us. Take a day for yourself and relax. 

10. Write Out Your Goals

Allow yourself a block of undistrubed time to focus on what your goals are. 

11. Start Your Own Blog

You could have a blog up and running before the end of today! 

12. Prepare Your Socal Media Posts

If you don't prepare your social media posts at the beginning of the week then sometimes you forget to post at all. 

13. Take Time to Reflect

Sometimes you just need to sit down with your thoughts for a bit and reflect on everything. 

14. Catch Up On Sleep

This is one of my favorite things to do when it is raining. Nothing puts me to slip like the sound of rain on the roof. 

Cumberland County Playhouse 

In 1963, Crossville, Tennessee was a town you passed through on the way to other places. Located in Cumberland County, the town and surrounding Appalachian region was economically depressed. Resort and recreational development was in its infancy. High unemployment and poverty was normal. Paul and Mary Crabtree fell in love and started a small community theatre that contributed to the education and economy of the area. 

In fact, the Cumberland County Playhouse is the only non-profit professional performing arts organization in Tennessee that wholly owns and operates its own major performance facility.

The Playhouse is committed to the arts as an indigenous, homegrown part of rural America—not a commodity imported from urban centers. The Playhouse regularly produces new works based upon Tennessee and Southeastern history and culture, plus state and regional premieres and revivals of works with Appalachian themes.

The Playhouse also strives to stretch its audiences with programming which includes major elements of opera, dance, and challenging dramatic works. The Playhouse features nearly 500 performances and 1600 classes in theatre, music and dance annually.

The Cumberland County Playhouse provides arts opportunities to a vast region under-served by other arts resources, including rural East and Middle Tennessee, North Georgia, Southern Kentucky, and Northern Alabama, as well as metropolitan Knoxville, Nashville and Chattanooga.

In 1984, the Cumberland County Playhouse was the recipient of one of the Governor's Awards in the Arts for the state of Tennessee.

With an annual budget of over $1,800,000, the Playhouse is among Tennessee's most sufficient arts institutions. Since its opening in 1965, 78 - 85% of all revenues have been from earned income, including funding of the construction of the original facility.

The Playhouse operates on a balanced budget and has no accumulated deficit. Construction of a 27,000 square foot expansion to the original facility has recently been completed, making the Playhouse a four-theater complex featuring proscenium, black box and outdoor arena spaces.

Combining a resident professional company and a staff of 16 with more than 100 visiting professionals and a large volunteer corps, the Playhouse draws professionals from across the country and volunteers from a dozen Tennessee counties. Over 50% of all revenues are expended for professional artist compensation.

The Playhouse has been managed and directed by two generations of the Crabtree family since 1965.

Click below to see this year's lineup. 

Image result for cumberland county playhouse crossville tn"

Super Bowl LIV Predictions

Whether you are a Chiefs fan, 49ers fan, football fan or just a fan of the commercials and/or halftime show then you need to be watching the Super Bowl this Sunday, February 2nd, 2020.  Click on the picture below to see predictions! 

Image result for super bowl liv"

Are you interested in purshasing a home? Take a look at this video from Matt Leighton about questions you need to ask your agent when purshasing a home!



Today is National Pie Day! What is the best way to celebrate you ask? Head on over to Southern Sweets Bakery to choose from one of their many delicious sweet treats they have. When you walk in you are welcomed by with a smile and a warm and inviting atmosphere. They have a wonderful alcove by the window you can sit at and enjoy some cookies, pies, cupcakes and many more. You do not want to miss out on this hidden gem! Tell them that Weichert Realtors sent you there! :) 

112 Genesis Road

Crossville, TN 38555


Image may contain: indoor


"Liked 2019's Mortgage Rates? 2020 Will Be Lower"

2020 is lining up to be a great year for buyers but these thow rates can't last forever. If you are looking to buy a home in 2020 take a look at this article from HomeWire about the expected 2020 mortage rates!



Image result for martin luther king day image

Martin Luther King Day 

In honorance of Dr. Martin Luther King day we have included 3 inspiring quotes that relate to small business and marketing. 

1. Provide something that holds value

         "All labor that uplifts humanity has dignity and importance and should be undertaken with painstaking excellence" -Consumers want what they are buying to be of value. If you give them a service or good that holds significance in their every day life, they are more likely to use you and recommend you to others. 

2. Think of what the market wants

        "Every man must decide whether he will walk in the light of creative altruism or in the darkness of selfishness"- Market your business and campaign after something the consumer wants. 

3. Stick to your dream

        "I have a dream that my four little children will one day live in a nation where they will not be judged by the color of their skin, but by the content of their character"- No matter what happens, stick to your business dream/goal. There will be ups and downs but if you have a good vision and plan make sure you stick to your guns. 


5 Reasons Why You Should Tour a House When it is Raining

1. The rain will show the quality of the roof. 

          When you are looking at a house you can visually tell the quality of the roof, if it is missing shingles, has a hole, etc. If it is raining you can tell protective quality of the roof, ie. leaks/holes. 

2. The rain will show the quality of the drainage system. 

         Good roofing is needed to prevent water from getting into the house but you also need to good drainage system to drive water away as quickly as possible. 

3. The rain will show the drainage system of the whole area. 

         During or after a good rain shower you can tell if an area is more flooding proned or if they handle and disperse water fairly quickly. 

4. The rain will show the quality of the house material/equipment. 

         You will be able to see how the house holds up to the weather during the rain. 

5. The rain will show your true feeling to the house itself. 

        Let's face it, most people get in a dreary mood while it is raining. If you tour a house when the weather is gloomy then you are more likely to show your true feelings about the house. 


Advantages of Home Ownership

Image result for home ownership

Now is a great time to purchase your first home. Thanks to historically low interest rates and home prices still well below their previous highs, home affordability is at an all time high*. It’s your best chance to get a mortgage with manageable monthly payments. 

Here are 5 of the biggest advantages for you as a first-time homebuyer:

1. Equity. Over time, homes have always gained in value, so you can expect to get your investment back and typically much more when you sell*.

2. Tax deductions. Save on taxes based on the interest and real estate taxes you pay instead of letting a landlord get the benefit**.

3. Credit. Money you put down and pay into a mortgage to build equity can be made available to you in the form of a loan or a line of credit.

4. Stability. While most landlords raise rents every year, you can choose a fixed-rate mortgage where the payments stay the same.

5. Lower payments? It depends on your rent, of course, but if you can afford just 5% down, your monthly payments may actually be less than your rent.

Weichert Realty 


3 Steps to Get Back into the Swing of Things

The holidays are officialy behind us and the new year has started! We have all been in holiday mode and have gotten out of the swing of a normal work schedule. So, we thought it would be beneficial to give you 3 steps to get you back in the swing of things. Ready? Here we go! 

#1: Take stock of the current situation

You first need to ask yourself things like, am I happy? What things need to change? What do I want my ideal schedule to look like, including work, play, kids, extra curricular activities? How much time does that leave me? 

With the holidays we had gotten out of the normal routine and the days seem to keep repeating themselves. It is a good idea to assess the situation and figure out where you need to start to reorganize and prioritize. 

Brooke Castillo says, “It will take you as long as you allow it to take you.” Meaning, if your give yourself 4 hours to create and build a spreadsheet it will take you 4 hours, if you give it 2, it will take you 2. 

2: Reprioritize

This is when you should take a look at your goals and see if anything needs to be reprioritized. Something you prioritized and cared about in September, you may just not care about that much anymore, and that’s okay! You may need to reorganize your schedule or change the way you used to do things. You can always say to yourself “how bad do you want it?”  Sometimes the answer is you just don’t want it that bad. 

Now if you want it that bad, yes you might need to cut some things out. Finalize those new goals and then make sure they actually happen.

#3: Set your new schedule

When you have your goals set, you have got to figure out if your current schedule can actually allow for it to happen. What does your day look like right now? You need to get a rhythm and routine to your schedule to make this easy. We are talking about working, working out, eating, when you sleep and wake up, hang with your kids, date night with your husband and anything else you do. Everything needs to fit on your schedule without you feeling overwhelmed! That’s easier said than done.

Areas We Cover